*4.79% APR applies to select 2022-2025.5 Volvo Certified Pre-Owned. No down payment required. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. 4.79% APR Financing up to 72 months at $16.01 per month per $1,000 financed. Other rates and terms are available. Actual down payment will vary with APR and credit qualifications. Not everyone will qualify for credit approval or advertised APR. Advertised financing does not include taxes, title, registration, and license fees, insurance, maintenance, and other retailer fees. All offers are subject to vehicle availability. Must take delivery of vehicle between December 2, 2025, and January 2, 2025. See your participating Volvo Cars Retailer for details.

**Restrictions apply. The A-Plan by Volvo program is exclusively for active employees of select business partners, fleet partners, and other organizations all having a unique relationship with Volvo. Additional purchase eligibility is extended to the eligible individual’s spouse and/or members of their immediate household. The buyer/lessee and the Volvo PIN participant’s legal home address must match the sales or lease contract. Co-buyers or co-lessees are permitted. While supplies last, subject to availability. Volvo Car USA reserves the right to exclude or modify model or trim eligibility at any time. Must take new retail delivery within 90 days of PIN creation date. Only one (1) Volvo PIN allowed per vehicle. Limit two (2) Volvo PINs per participant per year. The Authorized Volvo Car retailer determines final sale price, base MSRP does not include packages, options, destination charge, port installed accessories or dealer accessories (if applicable). Purchase Bonus, Lease Bonus, Loyalty Bonus, Conquest Bonus and/or Volvo Allowance when and if available are subject to change at any time and may vary from month to month and may differ based on geographic location. Not compatible with other A-Plan by Volvo or Public Affinity Offer PINs. Volvo Car USA reserves the right to discontinue this offer at any time without notice. Vehicles may be shown with optional equipment at an additional cost. European specification vehicles may be shown. See Volvo Car retailer for complete details and eligibility.